Mr. Bernard Gloster:

Again, and not to confuse people, the rate varies depending on which part of the health expenditure one works to. I have heard comments recently, in some places, that there is no difference between health inflation and headline inflation in the economy. There is and there are two reasons for that. First, in terms of the inflation that the ordinary consumer experiences every day, because of the volume of what we buy we experience that in very significant proportions. I think I outlined the change of energy contract last April-----