Eamon Ryan (Dublin Bay South, Green Party) | Oireachtas source

I accept the Deputy's point. I would make the point that more than half of the public funding coming from carbon tax goes to those on the lowest incomes who cannot afford anything. We provide 100% grants through the likes of the warmer homes scheme for those in social housing. There is €85 million available this year. I accept the Deputy's point but we direct public money towards those least able to pay. There will be a game-changer in February when those who might not have the cash but do not qualify for low-income zero-cost retrofits will be able to avail of a low-cost loan, the first of its kind in Europe, to help them to access the grants. That will be a game-changer when it is rolled out in February.