Michael McGrath (Cork South Central, Fianna Fail) | Oireachtas source

I do not accept that, in the majority of cases where people avail of the help-to-buy scheme, that they would otherwise purchase the home, be able to fit out that home and be able to service the mortgage without the support of the scheme. I do not believe that is the case. For the majority of people availing of this support, it is essential for them in the context of being able to purchase a home, fit it out and sustain the maintenance of that home into the future.