Jennifer Carroll MacNeill (Dún Laoghaire, Fine Gael) | Oireachtas source

The requirement is that it would be done on advice from CUAC and there would be a dialogue with CUAC in the first instance. The Deputy's question is related to the Oireachtas. He is right that we are making enabling legislation that does not have recourse to the Oireachtas. My only view of it is that I do not imagine a Minister doing this without a statement being made to the Oireachtas. It is important and the Deputy has identified exactly the quandary that is there as regards trying to keep people away from moneylenders and very high interest rates that are charged and yet not wanting to create an additionally high interest rate environment for other borrowers and lenders. It is a dual problem. I know the Deputy has done a lot of work on it and indeed I have done a lot of work on it in other contexts. It is a difficult question and is one I will be discussing with CUAC. A Minister will do that following a review with CUAC and advice from CUAC. Could I reflect on that with regard to the Oireachtas aspect and come back to the Deputy on Report Stage? I may not make an amendment but I certainly hear what he is saying so I will reflect on it and come back to him on Report Stage.