Ms Angela Fitzgerald:

Through the Chair, if I may, the Deputy raised some wider issues which are very relevant. One is around regulatory reform. Ms Grogan has written and is working very closely with the Department around some of the limitations of the current regulatory process, which is important. The second question the Deputy raised is about the current model and market oversight when there is a model made up of private providers. He spoke about the legal limitations but there are others. That may not be for us but it is a discussion we are having with the Department. The last point is how we learn as a regulator. We had a very good discussion at our board about the learning from the Emily case. While we have been to the forefront around safeguarding in the absence of legislation, we also know that we can always do better. In fact, we had a really good discussion with our board about some of the additional measures we might take. The Deputy's questions were well directed in relation to that. We will be happy to come back and talk again.