John McGuinness (Carlow-Kilkenny, Fianna Fail) | Oireachtas source

All right. As a final point, the banks are all making profits now. I know the witnesses'' views on them. I have a view too. Some of the levels of profit are just obscene. However, the banks are there to make a profit. The level of profit the banks are making might allow them, in different cases for different circumstances, to press the humanity and compassion button and look at clients who are in difficulty in that way. It might be an investment in the banks' customers that should be looked at, as opposed to always looking to their shareholders, boards or whatever. It is about giving a bit of space and creating that different view of the banks I keep talking about.

The witnesses were very good to come to us today. I appreciate the exchange with members and the witnesses getting their different approaches across. I thank them and our business has concluded.