John McGuinness (Carlow-Kilkenny, Fianna Fail) | Oireachtas source

I had a small businessperson from Carlow with me who highlighted the issue. He said that because he was still being mentioned on this credit bureau, he found it very difficult if not impossible to get loans from the banks for his business. There must be some reference to it that, in turn, discourages banks from doing business with someone who is still listed on it. The reason he raised it with me was that he felt the bank should have informed the bureau, however it works, that in fact everything was okay as far as he and the bank were concerned. I presume it is something the banks review with customers.