Rose Conway-Walsh (Mayo, Sinn Fein) | Oireachtas source

Are the criteria too strict? When we look at them, we see there are not many people who could meet the criteria. I do not have them in front of me but they talk about 12 months without a missed payment. If somebody who was switching from another bank missed a payment through no fault of their own, one of the banks could say that a payment has been missed, so that is it. The criteria for switching are so stringent that very few people would be able to pass them.