Jim O'Callaghan (Dublin Bay South, Fianna Fail) | Oireachtas source

I will conclude there. I want to say that there is another option available. The bank could look to have less profitability. I know that might not appeal to its shareholders, and the State is no longer a shareholder, but the bank could look to have less profitability. As a consequence of that we might find that mortgage holders, who are, we all recognise, under pressure, would not have to meet the increased interest charges that have been put upon them. That is something to reflect upon.