Mr. Tim Duggan:

There is no application for deferral. A person does not have to apply to defer. If a person does not draw down his or her State pension then he or she is automatically in deferral. We have decided to put no administrative burden on people there at all. The person has to do nothing and is automatically in deferral. The date the person draws down the State pension is the date the rate will be fixed at. One can apply in April and say "I am retiring in June". Whatever age the person is and whatever the rate is for that age in June is what the person will be paid as a State pension. There is no cancelling anything, I do not think.