Éamon Ó Cuív (Galway West, Fianna Fail) | Oireachtas source

I have two small queries to confirm I understood what was said to the Cathaoirleach. If a person defers to whatever date that he or she decides, and does not have to say "I am going to 68 or 70" or whatever, could the person defer at 66 and then cancel that deferral at any time if his or her circumstances change? Will the Department confirm that?

Do I take it there is no actuarial adjustment to the dependant adult allowance? Again, for the next ten or 20 years a lot of people will come to pension age who will be in receipt of the adult dependant allowance. Deferring has consequences and that may make a move less attractive. At that stage a person would be 87 or 88 before he or she catches up. It is only attractive to people who are short of contributions.