Ms Anne O'Leary:

The audit and risk committee had a fairly lengthy discussion with the head of commercial, Mr. Rory Coveney. We then brought it to the board. We did not have a vote on it. We did not bring it or propose it to the board.

A number of things had happened at the time that they had gone ahead with. However, I would much rather see the full result of the Grant Thornton review before I say any more because I am not sure.