Bernard Durkan (Kildare North, Fine Gael) | Oireachtas source

I welcome our witnesses. I will follow on from one of Deputy Doherty's questions regarding the time-lag. If customers thought a scam was going on at a weekend, for example, when all business is not the same as during the working week, and a payment is made where they are told it will be credited to their account in four or five working days, would it not be more beneficial to customers if it was immediately credited to their accounts - this has been referred to already - so it can be instantly seen that there is a response? Otherwise, a customer might be tempted to believe that somebody had intercepted the payment and it was being held somewhere else. Is that true?