Mr. John Palmer:

I am looking at some of the parliamentary question replies on my screen. I think in at least one reply the Minister said it was silent and that held out the possibility of domestic legislation. The focus for us is that we have been awaiting the Commission's review of PSD2. As I said, we were aware from its consultation that it was looking at APP fraud. Our policy generally is that we like to see an EU-wide solution so we have a level playing field and do not have some people benefiting and others not because the payment was to a receiving PSP outside Ireland. We will happily review the replies we gave to the Deputy's parliamentary questions and see-----