Oireachtas Joint and Select Committees

Wednesday, 21 June 2023

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach

Investment Funds (Resumed): Irish Mortgage Holders Organisation

Ms Grainne Irwin:

I echo what was said and what Deputy Boyd Barrett referred to. I would like some stability. That is really all I am asking for here - a little bit of stability and fair, equitable treatment. If I got a chance to back to my mainstream bank tomorrow with a fixed rate, I have no doubt I would draw down almost all, if not all, the warehouse account within a couple of years and we would be back on full payments and have our mortgage well paid off within the term. That is all I want. I am not asking for a freebie or a special favour. I just want to be able to do what I set out to do when I drew the mortgage down in the first place which was to pay my mortgage and own my home and to give my children a safe and stable environment to grow up in. That is all I want.

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