Mr. David Hall:

There are many people here, including the Cathaoirleach, with whom we will talk outside the committee about any help and advice that can be given to Mr. Byrne and Ms Irwin. I did put a call into Pepper and Permanent TSB and we will follow up that conversation for them specifically.

The Central Bank is the party which should be here, responsible to this committee, answering those questions and giving that exact information in detail and apprising the committee as to where things are, and what actions it has and has not taken. That may need to be a session that is held in private. No one cares. It is not about having a bash at the Central Bank, which is very therapeutic, but does not hep Mr. Byrne, Ms Irwin, or the thousands of others out there. We need to know that information and the Central Bank should be proactive. With the greatest of respect, the Chair should know this information. The Central Bank should have told the Chair this information. This is not a small problem affecting a handful of people. This is not a problem the Chair or Deputies Durkan, Boyd Barrett, Doherty or Conway-Walsh and everyone else on this committee has not spoken about for a decade. All of the members have raised the issue of and unfairness around banks and vulture funds. The Central Bank is the entity that has the responsibility to convince, and to give the committee the responsible answers that are required to make us all comfortable. We are not comfortable. This conversation is not comfortable. Mr. Byrne and Ms Irwin having to be here today and having to be brave is not a comfortable situation. It is not a comfortable situation to have citizens in here when those answers are available down in the docks where it is discussing climate change this morning.