Rose Conway-Walsh (Mayo, Sinn Fein) | Oireachtas source

I thank Ms Irwin and Mr. Byrne for being here and Mr. Hall for all the really important work he does. This meeting reminded me of the human stories we heard when we had witnesses in regarding the tracker mortgage scandal. We hear many of these stories in our offices all the time. Worryingly, more and more people are coming forward all the time. We know what it will mean if someone has to find an additional €700 to €1,000 per month when his or her wages have not gone up and if the household income is the same.

Mr. Byrne said the other option given was to default on other loans.

Would he expand on that point?