Ms Claire Hanna:

That is exactly the angle I was coming from. It is that need for some degree of convergence about the different environments we are facing. Would Mr. McDonnell be able to comment on how things stand? The wall that many employers in the private sector and elsewhere are hitting is a lack of access to labour, talent and skills more generally. What are Mr. McDonnell's members in the South telling him? He mentioned banks and the withdrawal from the market. There seems to be a weird mismatch in banks. Are there any solutions Mr. McDonnell thinks are achievable? Is there anything that we as a committee or others could potentially focus on to try to improve the access to banking and credit for small businesses?