James O'Connor (Cork East, Fianna Fail) | Oireachtas source

The challenge, and the point I am trying to make to Mr. Doyle, is that the first home scheme is great if you are down the country, in Kildare, or in a lot of rural constituencies where there are houses being built that are eligible for it. My own constituency is one of them where there will be a significant number of houses delivered. What I would say is that in urban areas like Dublin and Cork city, quite frankly, there are not enough houses going up that are eligible for it. Within the canals in Dublin, there are zero. That is incredibly problematic for people who effectively get trapped in a situation where they are paying high rents for potentially over a decade. When someone is in a situation where that is occurring, unless they are on a salary like Mr. Doyle, he or she is not going to be in a position to qualify for a mortgage to purchase, for example, a €350,000 or €450,000 apartment to get on the properly ladder in terms of home ownership. I want to get a sense from Mr. Doyle as to what has been done because I am not getting that.