Mr. Conor O'Connell:

You have to be careful to ensure that there is a balanced housing supply across all the different forms of housing, such as cost rental, affordable, social and private. We have seen a decline in private housing. Ownership levels in Ireland are now down to 66%. We need to climb that. I will make the point that there needs to be balance. We have to ensure that whatever mechanism is put in place, there is an ability to purchase a home for all the good reasons that have been said.