Mr. Justin Kelly:

We have rules around where the location was between where you live, where the fraud happened and where you think the card was compromised. We have rules around that to instruct people where it is investigated. That is the first thing. Once it goes out to local stations for them to investigate, we have detailed instructions for them on how to do it. Invariably, some are very difficult to investigate for all the reasons the Deputy set out. That is the reality of this type of work. For us, it is important we know about it and that we know the trends going on. We could get some small piece that fits in the larger, upstream work we are trying to do to disrupt the groups. For us, it is still really important that people come forward.