Mr. Michael Cryan:

I know from dealing with one particular bank that they come to us and we then send them out to local stations for investigations. They will be put on PULSE and investigated to the best of the ability they can be. If it happened online and there was a payment wherever, it is difficult to investigate if the injured party has no knowledge of where his or her data was stolen or hacked and it was used abroad to make a purchase or do a delivery or whatever in a foreign country. Yes, they are recorded and there is a PULSE number.