Mr. Justin Kelly:

Yes, absolutely. As I said earlier, we encourage people to come forward with all complaints, no matter what they are. However - I know the committee knows this - the investigation of economic crime, especially the type the committee is interested in, is extremely difficult.

The difficulty arises in respect of how money mules operate, the fact some of the groups behind them are not based in this jurisdiction and how quickly the money moves. That is one reason we encourage people to come forward to us straight away. The sooner people come to us, the sooner we can freeze accounts and try to get the money. What we try to do-----