Ms Ann-Marie O'Reilly:

I do not know if it would have. It might have changed the number slightly. If it was being delivered at the scale it is being delivered at now a few years back, it might have made some small difference. However, the over-reliance on the private rented sector from ten years ago has to a degree brought us to where we are now. The tenant in situscheme might mitigate it to an extent I do not know how significant a difference it would have made if it had been introduced two years ago. Perhaps the other witnesses have some thoughts on it.