Mr. Wayne Stanley:

The big driver of late has been landlords selling up. To answer the Deputy's first question, I can get the percentage. We will work it out but I do not have the figures in front of me. It is definitely combined with the cost-of-living crisis. We are seeing that people will go above and beyond to pay their rent and leave other things behind, which puts them under additional pressure. It is the household package that is driving the unsustainability of the accommodation. The increase in HAP would bridge some of that gap.

There is an additional concern in that space, although HAP is falling away as a solution, which Ms Hayes outlined very well. The other aspect of it is we are supporting families, in particular, and individuals who are topping up. Even though they are getting the homeless HAP or whatever it is in the different local authorities, and are topping up, that already puts them on a path to unsustainability. The usual case is landlords are only following the legislation, including in rent pressure zones, but rents are increasing by 4% each year so it is getting further and further away from people's incomes, especially if they are on social welfare payments.