Ms Ann-Marie O'Reilly:

I can speak to the tenancy terminations. As can be seen from our opening statement, Threshold works with more than 2,500 people at present who have a notice of termination. We find that approximately 50% of notices are invalid and, in those instances, the Threshold adviser is able to advise the person whether they must move out on foot of this notice and what action they can take to keep the tenancy going. However, when it comes to the notices for sale, we find that approximately 60% of those are actually valid and there is very little that can be done to keep the person in that home unless they are able to avail of the tenant in situ scheme. Where it is for other issues such as rent arrears or tenant breaches, we can work with the tenant and the landlord to resolve those. We have seen a significant increase in the number of terminations coming into Threshold.