John McGuinness (Carlow-Kilkenny, Fianna Fail) | Oireachtas source

I note that the minutes of our meeting on Wednesday, 17 May 2023 were agreed at an earlier private meeting.

In today's session, we will hear from representatives of Banking & Payments Federation Ireland, BPFI, namely Ms Niamh Davenport and Mr. Richard Walsh. Both are very welcome.

Witnesses who are physically present or who give evidence from within the parliamentary precincts are protected pursuant to the constitutional statute by absolute privilege. They are reminded of the long-standing parliamentary practice that they should not criticise or make charges against any person or entity by name or in such a way as to make him, her or it identifiable or otherwise engage in speech that might be regarded as damaging to the person or the entity's good name.

I invite our guests to make their opening statements.