Gerry Horkan (Fianna Fail) | Oireachtas source

That is a slightly different point from the one I was making. My point was that if there are four cars in a household and it decides to reduce that number to two, two of those drivers will then become named drivers on other people's policies. They will not have to insure themselves in the way they did before but they will lose their no-claims bonus, etc. This creates an incentive to keep the car, even where they do not drive it much, and a deterrent to getting rid of it because the minute people stop having a vehicle, they lose their record as an individual driver.