Steven Matthews (Wicklow, Green Party) | Oireachtas source

It does, but I ask the Minister of State to let me make a point before he answers. People have to borrow, and the banks and lending institutions wish to know that they are not lending to somebody who will end up with a shell without a roof, that is, a dream project that did not work out. They also wish to know that the asset they are lending against will be worth money at the end and they will be covered.