Dr. Tom Boland:

These were very interesting questions. I will answer in reverse order. The worry that always arises is that if we provide State supports to people on very low incomes, we in effect are providing a supplement to poor employment in a way that disincentivises employers from raising wages and making their opportunities more attractive to people. There is the family income supplement or the working family payment, which is in place to support people who are on fewer than 39 hours per week.