Lord Empey:

That is not a new phenomenon and has been there for a very long time. The problem with our economy is that our private sector is far too small and is not generating enough wealth and that 70% of our GDP is Government spending. That is not a sustainable position. If we were concentrating on how we can build our trade and business sector and co-operate in doing that, that would be one way, perhaps, in which those disposable income figures could be increased.