Pearse Doherty (Donegal, Sinn Fein) | Oireachtas source

I appreciate that and I made representations to banks and to vulture funds also. In some cases, one gets positive solutions from both of them. I also have a view that in the main, it is hard to get solutions or even engagement, in some cases, with all of the rest. This is what I am trying to ascertain from Mr. Sreenan because the vulture funds are not coming before us and are refusing to appear before this committee. We have a vulture fund which says it will not appear and has given this committee the two fingers for the past five years. It has access to the Central Bank and to the Department of Finance but it will not be held accountable by our committee.

I have told the Central Bank that we get letters from individuals, but it is always from people who are really struggling. We do not have a full bird’s eye view because we do not usually get letters from people saying that my loan was sold off and that that was brilliant. It is always from those who are very much struggling, and all of the rest.

MABS has a better view of this because it is dealing with this across the State. I am asking our guests to try to elaborate on the differences between the banks and the nonbank entities in that regard.