Mr. Gerard O'Brien:

Mr. Sreenan has addressed the matter and is delighted to give an update. I have worked as a dedicated mortgage arrears adviser. I have been a national development officer for the past six years but I worked as a DMA for two years so I know that 130 cases is a huge caseload. Let us remember that the caseload of dedicated mortgage arrears advisers is late-stage mortgage arrears. Late stage, by its very definition, means that practically all of those cases could be in court and, therefore, 130 cases is a huge workload for one person. It is impressive that this person is getting through that amount of work.