John McGuinness (Carlow-Kilkenny, Fianna Fail) | Oireachtas source

A stitch-up is right. That hearsay evidence too has added to the imbalance. I did not vote for it, but a Bill to allow the courts to conduct some of their services by way of Zoom during the pandemic was passed in the Dáil late one night. Down in the body of the Bill there was this issue of hearsay evidence, and that, in my opinion, has further complicated the imbalance that is there.

I will come to Deputy Durkan in a moment. I have one other question. This is about retail credit firms and home reversion firms. If you are listed with the Central Bank as being one of these firms and you are transitional, does that mean that you conduct your business as if you were fully authorised?