Mr. Dermot Sreenan:

That is why we were delighted to be asked to attend this Oireachtas joint committee meeting. We wanted to be able to tell the clients' stories and our experiences of trying to get meaningful engagement in dealing with the nonbank entities. Generally, there is a really good understanding on the part of Members of the Houses and the Oireachtas about the work MABS does. As for funding, however, we are on record as asking for the DMA or the Abhaile scheme to be put on a permanent basis and-----