Mairead Farrell (Galway West, Sinn Fein) | Oireachtas source

Absolutely. That is a really powerful message. When I have people come into me about these kinds of things, they usually have not told anybody. I always say, and have said it here before, that if people on the street just spoke to the neighbours and all told each other what is going on in their lives they would realise they are a lot less alone. People often feel ashamed because they do not realise how many people are in the same situation and they feel that somehow they failed when that is really not the case. It is such an important message for people to know that there are people such as everyone in MABS advocating for them.

This is for anyone to answer, but in its opening statement, MABS referred to the line of responsibility or accountability in the credit-supply chain. My understanding is that once a large sale takes place, the buying firm may then repackage the mortgage assets and sell them on again so for the ordinary person the process of securitisation is complicated enough on its own but then there can be further repackaging into other vehicles such as collateralised debt obligations. What kind of problem does that create for MABS and its clients?