Robert Troy (Longford-Westmeath, Fianna Fail) | Oireachtas source

The point I will make is that when one sells this on to a vulture fund, the fund does not always honour the contract and does not have the same range of options a conventional bank has. Most vulture funds will not offer the option to fix a rate. In the past number of months, European Central Bank, ECB, rate increases are putting people under considerable strain, because they do not have the opportunity to fix their rate. With their having negotiated with AIB, would it not have been more appropriate to keep those people on its books, work through the issue and help them achieve the solution, as agreed with AIB?