Aidan Davitt (Fianna Fail) | Oireachtas source

I thank the chairman and his team for having come here today. As you will know, Chair, lots of times we have requested various institutions to come before us and they have dragged their heels, so I respect AIB's quick response in coming before us.

There has been great fanfare around the 1,900 people and the 90% write-down, as has rightly been discussed today. The matter has had a good hearing. Like Deputy Doherty, I have dealt with AIB on a number of occasions when representing various people and have always found its staff quite reasonable. I might not always get the results I would like, but my experience has been that the facts behind the customers and their ability to pay ended up being taken into account. It has always been a black-and-white process based on my dealings.

Looking beyond the 1,900 figure, there are, as was said, a whole lot of different processes. Deputy Durkan talked about the scheme whereby people voluntarily give up the house and rent it back, the other schemes whereby loans are mothballed, shared or split and all the different types of settlements. Mr. O'Keeffe mentioned a figure of 150,000. Can he give us a better flavour as to how they are broken down or the categories in that regard? He said there were 300 on the voluntary rent-back scheme. Could he give me a breakdown of those 150,000 settlements or agreements the bank has?