Mr. Jim O'Keeffe:

On the policies, I will revert to the Deputy to give assurance around the process. I will share some more detail around how we operate and how it works to achieve that consistency so that the Deputy can comment on the matter. I agreed that I would take away Deputy Doherty's request for further financial information. As I said, we disclose the total write-offs in our annual financial statements. We are right up to the wire on that at the moment. I will take that away under consideration and come back to the committee.