Mr. Brendan Burgess:

If one takes out a mortgage out with Avant Money today, one can borrow for up to 30 years at a fixed rate. This is not always a good idea, however, because the rate for 30 years is going to be quite a bit higher than if a person fixes for five years or ten. A 30-year rate would usually be higher. It could happen, but it is not always a good idea.