Jim O'Callaghan (Dublin Bay South, Fianna Fail) | Oireachtas source

Okay. The point everyone seems to be making is that a person who entered into a mortgage with an ordinary regulated bank should be entitled to the same terms and conditions on that mortgage, even if it has been transferred over to a vulture fund. That is the point everyone is making. Mr. Burgess says that is not happening. Am I correct that Mr. Kissane is saying it should legally happen when we look at the terms and conditions of the original mortgage?