Mr. Terry Shannon:

Yes. I am not a legal eagle but we need certainty around finishing an estate before moving on or to have sufficient bonds in place cashed in a timely fashion so we do not have situations like the estate in my area of Cork city that has been waiting 35 years and is still not taken in charge. We now have the responsibility as local authority and are putting together a fund to deal with it. There are any number of those. That is a huge example but there are many more. We will be making a submission.