Denis Naughten (Roscommon-Galway, Independent) | Oireachtas source

Is it not potentially an attraction for auto-enrolment that if there was the same level of tax relief in auto-enrolment as there is in an occupational pension? Then with auto-enrolment, which allows a person to more from employer to employer, they are not tied to any employer or to any pension fund and they get the same level of tax relief. It actually might bring more people who are potentially in occupational pensions into auto-enrolment as a result of that because we do know now that people will end up in four or five jobs throughout their career, which is something that maybe was not an issue when auto-enrolment was established in the likes of the United States or even the UK to a certain extent.

My final comment is that no one projected the massive jump we would see in workplace participation levels over Covid-19. I think it was the ESRI who said it would not happen in terms of the evidence they provided to the Pensions Commission and we saw a dramatic shift in a very short period of time. Is there not a concern that if we start tinkering with this we do not know what the fallout could be in terms of workforce participation if there is not a need for it? Is that what Dr. Roantree is saying in plain English?