Dr. Claire Keane:

We looked at what would happen if people under 40 on between €14,000 and €20,000 were to be auto-enrolled and, again, we see very little impact on poverty. This goes back to the fact that those people may be on low enough individual incomes but we tend to find them higher up in the income distribution so they could be students, younger people living with parents, or they could have a partner who has a higher income. Even with that lower income cut-off we did not see a real, significant impact on poverty rates. That is the short version, the Chair need not read the report.