Dr. Claire Keane:

There would be more female gain but, interestingly, we see that those who are going to be auto-enrolled are mainly men. The difference is not very big but there are more women in the public sector, so more women are already covered by a pension provision. Approximately 57% or 58% of those who are going to be auto-enrolled are men. However, there would be a gain for women who are jointly taxed and who would be able to claim relief at the higher rate.