Oireachtas Joint and Select Committees

Wednesday, 8 February 2023

Joint Oireachtas Committee on Social Protection

General Scheme of the Automatic Enrolment Retirement Savings System Bill: Discussion (Resumed)

Photo of Denis NaughtenDenis Naughten (Roscommon-Galway, Independent) | Oireachtas source

One of the issues that continually comes up, especially in respect of women, is the ability to top up their pensions. Under the occupational pensions, there is a certain amount of flexibility in that regard. Under the auto-enrolment system, there is not. Part of the problem is this taxation barrier, because they are two very different systems. If we were to address the issue of portability by having the same taxation system across the board, does this then allow for greater flexibility in terms of topping up at different points in someone's lifetime when the opportunity arises, particularly for women?

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