Ms Jacqueline Thornton:

That depends. Take, for example, investing through your occupational scheme at the moment, you will be putting money into a pension which will be invested in an asset mix that you have set out. You might say that you want your pension invested in property and fixed interest securities, etc. If you do not make a choice, then generally you will go into a default mix of assets within which there is quite a diversified bucket of investments. That allows for the €20 a week to be split into a number of different funds.