Mr. Stephen Mulvany:

I will start the answer and then ask the CFO to comment. The €1 billion figure the Deputy mentioned was the original estimate from 2005 or 2006 of the cost of the repayment scheme. Then the scheme was organised based on the Oireachtas passing the legislation. We appointed a scheme administrator. The vast bulk of the claims and cases were processed in the next four or five years and there has been a trickle ever since. The actual cost has come out in the most recent accounts at €485 million, of which €453 million was paid out to claimants. The figures the Deputy quoted are correct. In excess of 35,000 people applied and 20,000 were approved. There are very small numbers not fully finalised, if any. There is a €32 million total cost of administration broken down between the HSE's administrative legal costs, the original scheme administrator and the costs of advertising and other ancillaries. I ask the CFO to comment on any contingent liability figure.