Bernard Durkan (Kildare North, Fine Gael) | Oireachtas source

I would argue that it was not a change so much as an extension without a duplication, as though the package was removed from one area and placed in another. All the conditions that applied to the first location applied to the other - simple, quick and all in the space of minutes.

Pardon me if I do not agree readily, but I do not. I would take a lot of convincing on that one. It would have been much more satisfactory, from the customer's point of view, from the staff's point of view and, I believe, from the banks' point of view.

The next question is in relation to the interests. For instance, have these banks brought many of their customers with them to the parent branches in the UK, Belgium or wherever?