Ms Jane Howard:

The vast majority of the accounts that we have closed so far have very low balances of less than €10. There are some customers with higher cheque amounts. We are not sending out a cheque in excess of €10,000 without doing more track and trace, to speak to Ms Arnett's point. We are making sure that for fraud and other reasons, we look after those. We have some at the upper limit, but the vast majority are very low balances.